Motability Car Scheme Specialists

To join the Motability Scheme, you must receive one of the following disability allowances with at least 12 months remaining when you apply - if you have less, you'll need to wait until your allowance provider renews your allowance:

• Higher rate mobility part of Personal Independence Payment (PIP)
• Higher rate mobility part of Disability Living Allowance (DLA)
• Enhanced rate mobility part of Adult Disability Payment (Scotland)
• Higher rate mobility component of Child Disability Payment (Scotland)
• War Pensioners’ Mobility Supplement (WPMS)
• Armed Forces Independence Payment (AFIP)

You cannot apply if you receive a lower rate or component of mobility allowance, or Attendance Allowance. If you receive DLA and have been instructed by the Department for Work and Pensions (DWP) to apply for PIP, you also cannot apply. You won’t be affected if you already have a Motability vehicle.

Parents of children (from the age of three) and non-drivers can apply to join, but the vehicle must be used by, or for the benefit of, the disabled person.

View Dick Lovett’s BMW Motability ​offers, or if you're interested in a MINI, view our MINI Motability ​offers here, or contact our friendly team today to see if you’re eligible.

If you or someone you care for is disabled, you might be wondering whether the Motability Car Scheme is worth it. 

The answer to that would be yes! With no hidden costs and a wide range of vehicles to choose from, all you need to worry about is paying for fuel.

Buying a car on your own can be challenging, with additional expenses like breakdown cover, servicing, insurance, and adaptations. The Motability Scheme simplifies everything and provides a sense of security. Plus, at the end of your lease (typically 3 years), you can trade in for a new car.

Overall, the Motability Scheme offers a fantastic solution for disabled individuals and their carers looking to enhance their mobility and independence.

View Dick Lovett’s BMW Motability ​offers, or if you're interested in a MINI, view our MINI Motability ​offers here, or contact our friendly team today to find out more.

The Advance Payment is a fixed upfront payment required for certain vehicles, in addition to your weekly mobility allowance. 

This payment is non-refundable and is determined when you order your car based on factors such as the vehicle's cost, maintenance, and expected value at the end of the lease. It is required because your mobility allowance may not fully cover the cost of larger or more expensive vehicles. 

The payment is made in one lump sum directly to your Motability Scheme dealer, either before or on the day you receive your vehicle.

View Dick Lovett’s BMW Motability ​offers, or if you're interested in a MINI, view our MINI Motability ​offers here, or contact our friendly team today to find out more.

You can add up to three drivers on your motability lease. Two can be added during your application, and the third can be added at any time during your lease. You can also change the listed drivers as needed.

Each driver must meet RSA Motability's eligibility criteria and adhere to the Scheme's policies, and hold a valid driving licence. RSAM will require their licence number, date of birth, and any motoring convictions. It's important to note that the vehicle must be used for the benefit of the disabled person, even if they are not present in the car for every journey or listed as a driver.

Only drivers listed on the Certificate of Motor Insurance will be authorised to drive the vehicle. And those who have certain motoring convictions, licence endorsements, fixed penalty notices or disqualifications within the last five years will not be eligible to drive your vehicle.

View Dick Lovett’s BMW Motability ​offers, or if you're interested in a MINI, view our MINI Motability ​offers here, or contact our friendly team today to find out more.