MINI 3 Door Finance Deals & Offers

From £199 P/M PCP

Deposit £2,000

Duration 48 months

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3 Door Finance Offers

  1. Personal (PCP)
  2. Business Lease

Deposit + monthly payments + optional final payment

ModelMINI One ClassicMINI Cooper ExclusiveMINI Cooper Sport
Monthly payments £199 £260 £260
Term of agreement 48 months 48 months 48 months
Number of payments 47 monthly payments 47 monthly payments 47 monthly payments
Annual mileage10,00010,00010,000
Customer deposit £2,000 £2,000 £2,000
Dick Lovett deposit contribution £500.45 £499.59 £500.42
Total deposit £2,500.45 £2,499.59 £2,500.42
On the road cash price £16,195 £20,235 £20,235
Total amount of credit £13,694.55 £17,735.41 £17,734.58
Option to purchase fee £0 £0 £0
Credit completion fee £0 £0 £0
Credit arrangement fee £0 £0 £0
Optional final payment £5,852.95 £7,464.15 £7,463.20
Total amount payable £17,706.40 £22,183.74 £22,183.62
Representative APR % 3.90 % APR 3.90 % APR 3.90 % APR
Excess mileage charge (per mile) 3.41 pence 4.21 pence 4.37 pence

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Finance Explained

Personal Contract Purchase (PCP) is designed for customers who like to change their car regularly. Because there is an optional final payment at the end of the agreement, customers can benefit from lower monthly payments. At the end of the agreement, you can choose to part-exchange, keep or return your car. Speak to our Sales Specialist to find out more.

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Terms and Conditions

Dick Lovett MINI is a credit broker and not a lender.

Finance examples are for a MINI Select agreement for the models shown above. Applies for new vehicles ordered between 1st January 2020 and 31st March 2020 and registered by 30th June 2020 at participating MINI Retailers (subject to availability). Retail customers only. *On the road cash price is based on manufacturer’s recommended retail price and includes 3-year MINI Retailer Warranty, MINI Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates, VAT. ^Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. MINI Select is a form of hire-purchase agreement provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Dick Lovett MINI commonly introduce customers to a selected panel of lenders including MINI Financial Services. We may receive commission or other benefits for introducing you to such lenders. This introduction does not amount to independent financial advice. Dick Lovett (Bristol) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 677067. Dick Lovett (Specialist Cars) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 673789. Dick Lovett (Hungerford) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 665120. Dick Lovett (Bath) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 690052.

The images of this MINI 3 Door used are for illustrative purposes only. The vehicle on offer is stated in the headline and may differ from the images shown.