Commission Disclosure

Self-Interest in Financing Recommendations: We act in our own best interests. We are a commercial entity that expects to make a profit from this transaction, including when offering financing or insurance products to you. While we strive to provide you with suitable financing and insurance options, we receive financial incentives, such as commissions, from certain lenders and insurers. These incentives influence the options we present, and our recommendations are based on these arrangements. Accordingly, the options we present to you may not reflect the most competitive or impartial terms available in the market.

Limitations on Our Duty: We do not act as a financial advisor or fiduciary in providing financing or insurance recommendations, and we do not necessarily seek out the most advantageous terms specifically for your financial benefit. Our role is to offer access to financing and insurance options available through our partnerships, which may result in a financial benefit to us. We work only with a limited number of partners, and we have no obligation to seek out or compare our partner’s offerings to other offerings that might be available in the market.  Our approach is to introduce you first to the captive lender associated with the brand of vehicle you are purchasing.  If they are unable to make you an offer of finance, we will then seek to introduce you to whichever of the other lenders on our panel is able to make an offer of finance for you.  Different lenders may pay us different commission. This is normally either a fixed fee or a fixed percentage of the amount you borrow.  In addition, captive lenders associated with our brand partners commonly offer us preferential rates for the funding of our vehicles and may also provide us with financial support towards our colleague training and marketing costs.  But neither the commission, nor any other payments we receive from the lenders we work with, influence the amount of interest you will pay under your finance agreement; this will always be set by the lender.

Your Freedom to Explore Other Financing and Insurance Options: You have the right to seek alternative financing or insurance independently. We encourage you to compare our options with those from other lenders and insurers to ensure you find terms that meet your personal needs.