BMW XM Finance Deals & Offers

From £995 P/M PCH

£9,995 rental

BMW XM Finance Offers

  1. Personal (PCH)
  2. Personal (PCP)

Initial rental + monthly rentals (Inc. VAT)

Deposit + monthly payments + optional final payment

Model XM 50e BMW XM
Doors 5 5
Fuel type Plug-in Hybrid Plug-in Hybrid
Initial rental £9,995 £22,712.79
Monthly payment £995 £1,528.21
Term of agreement 48 months 48 months
Number of payments 47 monthly payments 47 monthly payments
Annual mileage 6,000 10,000
We can offer finance deals on any BMW XM. BMW Select representative example for a BMW XM 50e.
Model XM 50e BMW XM
Monthly payments £1,299 £1,699
Term of agreement 48 months 48 months
Number of payments 47 monthly payments 47 monthly payments
Annual mileage 10,000 10,000
Customer deposit £16,277.99 £22,712.79
On the road cash price £110,730 £147,770
Total amount of credit £94,452.01 £125,057.21
Optional final payment £47,088.98 £63,430.95
Total amount payable £124,419.97 £165,996.74
Rate of interest (fixed) % 4.9% 4.9%
APR % Representative 4.9% APR 4.9%
Excess mileage charge (per mile) 28.80 pence 38.85 pence
  Representative example  
BMW Finance Explained

Finance Explained

How does buying on Finance work?

There is nothing more exciting than getting a new BMW! We offer a variety of finance products such as Personal Contract Purchase (PCP), Personal Contract Hire (PCH) and Business Contract Hire (BCH). With competitive finance rates and flexible payment terms, you could find your ideal car at a price that is right for you! Speak to our Sales Specialist to find out more.

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Terms and Conditions

Personal Contract Purchase

Dick Lovett BMW is a credit broker not a lender.

Representative example is for a BMW Select agreement for a BMW BMW XM with a contract mileage of 40000 miles. Applies for new vehicles ordered between 1st October 2024​ and 2nd January 2025​ and registered by 31st March 2025​ (subject to availability). Retail customers only. On the road cash price is based on manufacturer’s recommended retail price and includes 3 year BMW Retailer Warranty, BMW Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. ‘BMW Select’ is a form of hire-purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Dick Lovett (Bristol) Ltd, Dick Lovett (Specialist Cars) Ltd, Dick Lovett (Hungerford) Ltd and Dick Lovett (Bath) Ltd trading as Dick Lovett BMW introduces customers to a selected panel of lenders, which includes BMW Financial Services. We may receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. Any payments made to us will not affect the amounts you pay under your finance agreement. We do not have any discretion to vary the interest rate or APR rate you pay under your finance agreement. This introduction does not amount to independent financial advice. Dick Lovett (Bristol) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 677067. Dick Lovett (Specialist Cars) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 673789. Dick Lovett (Hungerford) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 665120. Dick Lovett (Bath) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 690052.

Personal Contract Hire

Dick Lovett BMW is a credit broker not a lender.

Initial rental £22,712.79. Price shown is for a 48-month Personal Contract Hire agreement for a BMW BMW XM with a contract mileage of 40000 miles and excess mileage charge of 38.85p​ per mile. Applies to new vehicles ordered between 1st October 2024 and 2nd January 2025 and registered by 31st March 2025 (subject to availability) provided that we can source the vehicle on the basis of the current 'On the road' cash price. Retail customers only. At the end of your agreement you must return the vehicle. Excess mileage, vehicle condition and other charges may be payable. Hire available subject to status to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. Hire provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. Dick Lovett (Bristol) Ltd, Dick Lovett (Specialist Cars) Ltd, Dick Lovett (Hungerford) Ltd and Dick Lovett (Bath) Ltd trading as Dick Lovett BMW introduces customers to a selected panel of lenders which includes BMW Financial Services. We may receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. Any payments made to us will not affect the amounts you pay under your finance agreement. This introduction does not amount to independent financial advice. Dick Lovett (Bristol) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 677067. Dick Lovett (Specialist Cars) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 673789. Dick Lovett (Hungerford) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 665120. Dick Lovett (Bath) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 690052.

Personal Contract Purchase

Dick Lovett BMW is a credit broker not a lender.

Representative example is for a BMW Select agreement for a BMW XM 50e with a contract mileage of 40000 miles. Applies for new vehicles ordered between 1st October 2024​ and 2nd January 2025​ and registered by 31st March 2025​ (subject to availability). Retail customers only. On the road cash price is based on manufacturer’s recommended retail price and includes 3 year BMW Retailer Warranty, BMW Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. ‘BMW Select’ is a form of hire-purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Dick Lovett (Bristol) Ltd, Dick Lovett (Specialist Cars) Ltd, Dick Lovett (Hungerford) Ltd and Dick Lovett (Bath) Ltd trading as Dick Lovett BMW introduces customers to a selected panel of lenders, which includes BMW Financial Services. We may receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. Any payments made to us will not affect the amounts you pay under your finance agreement. We do not have any discretion to vary the interest rate or APR rate you pay under your finance agreement. This introduction does not amount to independent financial advice. Dick Lovett (Bristol) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 677067. Dick Lovett (Specialist Cars) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 673789. Dick Lovett (Hungerford) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 665120. Dick Lovett (Bath) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 690052.

Personal Contract Hire

Dick Lovett BMW is a credit broker not a lender.

Initial rental £9,995. Price shown is for a 48-month Personal Contract Hire agreement for a BMW XM 50e with a contract mileage of 24000 miles and excess mileage charge of 27.03p​ per mile. Applies to new vehicles ordered between 1st October 2024 and 2nd January 2025 and registered by 31st March 2025 (subject to availability) provided that we can source the vehicle on the basis of the current 'On the road' cash price. Retail customers only. At the end of your agreement you must return the vehicle. Excess mileage, vehicle condition and other charges may be payable. Hire available subject to status to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. Hire provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. Dick Lovett (Bristol) Ltd, Dick Lovett (Specialist Cars) Ltd, Dick Lovett (Hungerford) Ltd and Dick Lovett (Bath) Ltd trading as Dick Lovett BMW introduces customers to a selected panel of lenders which includes BMW Financial Services. We may receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. Any payments made to us will not affect the amounts you pay under your finance agreement. This introduction does not amount to independent financial advice. Dick Lovett (Bristol) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 677067. Dick Lovett (Specialist Cars) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 673789. Dick Lovett (Hungerford) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 665120. Dick Lovett (Bath) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 690052.

The images of this BMW XM used are for illustrative purposes only. The vehicle on offer is stated in the headline and may differ from the images shown.