MINI Finance

Here at Dick Lovett MINI, we know that when it comes to financing your MINI it's not always a straightforward process. That's why we have a range of options to help make things as simple as possible.

You can choose from a wide variety of offers, whether you're looking for a personal car or a business solution. Our flexible choices offer freedom and individuality to each customer.

When you're in the market for a new car, at Dick Lovett we can help to maximise the options available to you through the wide range of financial services that we have to offer. Whether you are looking to own or hire a brand-new or Cherished MINI, and whether it's for private or business use, we'll have a solution to suit your needs.

We are confident that we have the plan to suit your budget, and our team of expert advisers will be on hand to help you at every stage of the process.

If you're looking for a MINI for personal use, MINISelect, our Personal Contract Purchase product, is our most popular car finance product for both new and used cars. The reason for this is due to its key feature, which we call the Guaranteed Future Value (GFV). MINI Select is a flexible alternative as it defers a proportion of the car's total value until the end of the agreement as an optional final payment. This amount is the Guaranteed Future Value (GFV) and as this is deferred to the end of the agreement, you may find your monthly payments could be less than you think. Therefore you could choose to add more options to you car, or maybe upgrade to a higher specification model, all within your budget. Flexibility is also at the heart of MINI Select, as when you come to the end of your agreement you can select one of the following options:

  • Pay the optional final payment and own your MINI
  • Part-exchange your MINI and choose another vehicle
  • Hand the car back

To find out more about finance options, please ask to speak to a Retail Manager at your local Dick Lovett MINI dealership.

MINI Select

MINI Hire Purchase


Bath - 01225 324 900

Bristol - 0117 950 5000

Hungerford - 01488 662 366

Swindon - 01793 615 222


This introduction does not amount to independent financial advice.
Dick Lovett (Bristol) Ltd is directly authorised and regulated by the Financial Conduct Authority for the broking of Consumer Credit under Firm Reference Number 677067.
Dick Lovett (Specialist Cars) Ltd is directly authorised and regulated by the Financial Conduct Authority for the broking of Consumer Credit under Firm Reference Number 673789.
Dick Lovett (Hungerford) Ltd is directly authorised and regulated by the Financial Conduct Authority for the broking of Consumer Credit under Firm Reference Number 665120.
Dick Lovett (Bath) Ltd is directly authorised and regulated by the Financial Conduct Authority for the broking of Consumer Credit under Firm Reference Number 690052.