MINI Financial Services
Ways to pay for your MINI
There are many finance options available from MINI Financial Services, designed to help you buy your new MINI, whether you are looking to own it or hire it. Our straightforward, flexible range of car finance options offers choice, flexibility and freedom for individuals and businesses.
When you have decided which finance package suits you, we will take care of the rest.
Finance your own MINI
MINI Select
The flexible way to finance your MINI and the freedom to keep your options open
• You decide on the MINI you want and a repayment period that's right for you.
• We agree a maximum annual mileage and provide a Guaranteed Minimum Future Value for your MINI. This becomes your optional final payment.
• We agree a deposit and a regular payment to suit your budget.
• At the end of the agreement, you choose to part-exchange your MINI for a new one, keep your MINI or return your MINI.
MINI Purchase
The simplest way to finance your MINI, by spreading the cost evenly over an agreed time period.
• Decide on the MINI you want and a repayment period that's right for you.
• Agree a regular payment and deposit to suit your budget.
• At the end of the agreement, provided you’ve made all the necessary payments, MINI is yours to keep.
MINI Lease Purchase
Similar to MINI Purchase but with reduced regular payments and a larger final payment.
• Choose the MINI you want and the repayment period that's right for you.
• We set a final payment for your MINI (based on its estimated future resale value).
• At the end of the agreement, provided you’ve made all the necessary payments, MINI is yours to keep
MINI Drive
Experience the excitement of driving your MINI but without the worries of ownership.
• You choose the MINI you want and the hire period that’s right for you.
• We agree a maximum annual mileage and a regular rental to suit your budget.*
• At the end of the agreement, we’ll arrange collection of your MINI.**
* Should the rate of VAT vary during the hiring period, MINI Financial Services may vary the rentals.
** Excess mileage charges and charges for excess wear and tear may be payable.
Finance your company MINI
MINI Select
The flexible way to finance a MINI and the freedom to keep your end of agreement options open. offers your company security, versatility and flexibility. On top of this, you can also enjoy a wealth of business benefits.
• Decide on the MINI you want and a repayment period that's right for the business.
• We agree a maximum annual mileage and provide a Guaranteed Minimum Future Value for the MINI. This becomes the optional final payment.
• We agree a regular payment and deposit to suit your business budget.
• At the end of the agreement, your business chooses whether to part-exchange your MINI for a new one, keep your MINI or return your MINI.
MINI Purchase
The simple, straightforward way to pay for your company MINI by spreading the cost evenly over an agreed period of time to suit your business.
• Decide on the MINI you want and a repayment period that's right for the business.
• Choose from a fixed or variable interest rate.
• If you opt for a variable rate, your business can choose between a 'Base Rate' or 'Balanced Payments' agreement.
• The business agrees a deposit to suit its budget.
• At the end of the agreement, provided all the necessary payments have been paid, your MINI belongs to the business.
• If you choose a 'Balanced Payments' variable rate agreement, at the end of the agreement you may find you'll receive a refund or need to make an additional payment. It depends on the average interest rates during the term of the agreement.
MINI Lease Purchase
Similar to MINI Purchase but with reduced regular payments and a larger final payment.
• Decide on the MINI you want and the repayment period that suits the business.
• We set a final payment date and agree a deposit.
• At the end of the agreement, provided all the necessary payments have been made, your MINI belongs to the business.
MINI Drive
Avoid the worries of depreciation, maintenance and disposal by hiring a MINI for your business.
• Choose the MINI you want and the hire period that's right for your business.
• We agree a maximum annual mileage and a regular rental to suit your budget.*
• At the end of the agreement, we'll arrange collection of your MINI.**
* Should the rate of Corporation Tax vary during the hiring period, MINI Financial Services may vary the rentals.
** Excess mileage charges and charges in respect of the condition of MINI may be payable.
MINI Lease
The simple rental option for VAT registered businesses with a choice of two types of leasing agreement – Full Payout and Balloon.
Full Payout
• Decide on the MINI you want and a rental period that's right for the business.
• Agree a deposit and a regular rental.
• At the end of the agreement, your business can sell the MINI to an unconnected third party on our behalf.
• The business receives a full refund of the sales proceeds.
Balloon Leasing
• Decide on the MINI you want and a rental period that's right for the business.
• We agree a future resale value for MINI, deposit and fixed regular rentals.
• At the end of the agreement, your business can sell the MINI to an unconnected third party on our behalf.
• If the MINI is sold for more (excluding VAT) than the resale value agreed, you'll receive a full refund of the sales proceeds.
• If the MINI is sold for less, you'll have to make up the difference.
If you would like to discuss finance options in more detail, please contact our Business Manager who will be delighted to help.
